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  • Wealth Building Scams
    Author: Tom Koziol

    I have some good news and I have some bad news. First the good news. The number of infomercials on television is decreasing.

    Some might say that is great news. But, before you yell hurray, here's the bad news. They are reincarnating as web sites. Changes the whole picture, doesn't it?

    For those who've never seen an infomercial, it is a program-length TV commercial touting easy ways to make money in a variety of ways.

    Real estate is probably the most often run program. Others include low-interest government loans or grants to start a new business or go to college.

    Then there are the old standby classified advertisement sections in newspapers or magazines promising "big money" business opportunities and/or work-at-home schemes. The companies behind these infomercials and print ads claim that by using their products and services, you can learn how to increase your wealth or start a business from the comfort of your home.

    These infomercials and advertisements make it very clear you can make the big bucks only by purchasing their books, audio and video tapes, or computer hardware and software. The materials range in price from less than $100 to several thousand dollars.

    To clinch the sale, some promoters include a toll-free telephone consulting service with your purchase and offer a money-back guarantee. The fine print in the guarantee is what gets most people.

    Web sites promoting these same type of "opportunities" look like an infomercial. Hype, glitz and promises of big money adorn the screen. On the other hand, contact details, other than ordering information, is scant if existent at all.

    On television, these infomercials are designed to look, feel, and sound like real TV programs. The FTC says "they often imitate the format of genuine talk shows or investigative consumer news programs."

    Because they imitate real programs, "the products being sold often are discussed as part of the program and touted by paid "experts," "moderators," or "reporters", according to the FTC. The programs may last for 30 minutes, interrupted by advertisements for the shows products with ordering information.

    As in the offline world, online promoters of wealth-building schemes claim that if you follow their methods, you can make substantial sums of money. The means to easy wealth have shifted from real estate and government auctions to web site sales and development, autoresponder sales, gift clubs and bulk email programs.

    The offline world uses the infomercials and advertisements to invite you to attend seminars where you can learn more about their program. You can rest assured the seminar is a slick sales pitch.

    The smooth-talking salespeople tout the programs, materials, and services and use testimonials of the people in the back of the room selling the materials to illustrate what easy money you can make. The truth is these people are paid to give testimony. They are on the payroll as salespeople and that's it.

    At these seminars the pitch is feverish and it is easy to be lured by promises of success into parting with your money. They are designed to work off the herd mentality. Don't fall for the nonsense.

    On the Internet, the herd mentality is engaged through testimonials and a rush to action. You are encouraged every step of the way to BUY NOW! There are only so many days left and this opportunity will be gone forever or some other such nonsense.

    The FTC, and everybody else who has studied these programs, gives the following advice:

    1. Be skeptical about "get-rich-quick" advertising claims.

    2. Ask companies for written substantiation for claims in their presentations, especially those about success rates.

    3. Be aware that "experts" who endorse a product often are paid by the advertiser.

    4. Be cautious about "testimonials." They may be paid for and probably owrse, do not reflect the experience of most consumers.

    5. Be wary of purchasing a program if company representatives give you evasive answers or aren't willing to answer your questions at all.

    6. Before you buy, decide whether the price reflects a fair market value.

    7. Be wary of promises of free money or low-interest government loans. As a rule, these are available only in limited circumstances.

    8. Dont be pressured to purchase immediately. Good opportunities are not sold through high pressure tactics.

    9. Before you buy, ask about the companys qualifying requirements and refund policy.

    10. Check out the company with your local consumer protection agency, Better Business Bureau, and state Attorney General's office. They should be able to tell you if any unresolved consumer complaints are on file.

    Additional consumer protection resources are available at your local library. Check out materials on personal finance and those geared toward the small business owner.

    Your local community college may have a marketing department. Call and ask to speak with one of the professors. Explain the program and ask his/her advice/opinion.

    The Small Business Administration and your state and local government have publications and programs for new and potential business owners. Write or call and ask for a list of available publications.

    Tap into the Internet. That's right, search engines could turn out to be your best friend. A host of scam busting sites exist and expose scams online and offline.

    As always, common sense is your best weapon in the fight against this garbage. If it sounds too good to be true, it probably is. However, if you have more than a passing interest, do your homework. Getting too much information is not a crime or a hazard to your wealth.

    2000(c) All rights reserved. No one may reproduce this article without permission of the author (tom-koziol@excite.com)

    GUARANTEED! Turn your paycheck into a cash flow geyser. Cashclique.com Dollar$ign Newsletter provides proven paycheck stretching money management tips, tools, techniques and strategies to increase your personal cash flow. This is YOUR fail safe money management program. FREE subscription at http://www.cashclique.com/page4.htm


    Brought to you by AA ARTICLES
    ...

     

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    army surplus stuff


    Find surplus merchandise quickly and at blow-out prices! We feature both business and government surplus!
    Find great deals on surplus goods at Liquidation.com.

    Other sites that feature army surplus stuff

    1. Wood Army Ammo Box | Wood Army Ammo Box info
    ... Sierra sells a bunch of army surplus stuff, including ... AR 71731 Phoenix Systems, P.O. Box 3339, Evergreen CO 80439 ... ft/$9), smoke grenades, tracer ammo, dummy grenades. Catalog $3. U ... http ...
    http://www.ammoammunition.com/30/woodarmyammobox/


    2. Buying and Selling Army Surplus
    ... Items or view the Auctions, For Sale Items, or Classified Ads. Want to sell stuff? Click Here Buying and Selling Army Surplus Search for items or companies. Enter words to search for and click the ...
    http://www.auction-usa.co ...y_surplus/default.asp


    3. Haddenham Steam Rally - Shows/Events - Fens Vintage
    ... little scooters and generators - pet foods and products - bulbs and flowers - clothes - army surplus stuff, including shirts, jackets and trainers - usual charity stalls - food stalls including ...
    http://www.fensvintage.co ...ws/haddenham/rp04.htm


    4. Fisherman's remains join's Bay's reef
    ... coast. Each is marked with a yellow buoy, and each consists of stuff like surplus Army tanks, trucks, fishing boats, rail cars and unwanted concrete slabs from highways and bridges. A Georgia company ...
    http://www.artificialreef ...join's Bay's reef.htm


    5. Colorado Springs Outdoors
    ... help regulate body temperature were the stuff of science fiction. So Pfeiffer, a student at Colorado College who was graduated in 1949, went to an Army surplus store to buy her gear, and became the ...
    http://outdoors.colorados ...fullStory.jsp?id=1750


    6. No Lindsay Street Team
    ... of places that are great for handing out promo stuff: " After shows, outside a club, bar or venue ... ... Lifestyle Shops (Unique Clothing Stores, Army Surplus Stores, Thrift Shops) " Tattoo and Body ...
    http://www.nolindsay.com/street_team.html


    7. Category Index
    ... Anti Aging Antivirus Software Apartments Army Surplus Aromatherapy Art Artist Supplies Arts & ... ... Automotive Restoration Awnings -- B -- Baby Stuff Back Pain Background Check Baked Goods Baldness ...
    http://www.gulf-coast-inf ...a-category_index.html


    8. Surplus - Champaign Surplus
    ... On Line Gr8gear.com - Federal Army & Navy Surplus - Military ... Surplus sources: science 0091 Surplus Center Meredith Instruments ... West "O" Street (Cheap Laser stuff! Some cheap components, lots ...
    http://australia-visa.eas ...alia-visa-surplus.htm


    9. Used
    ... bag, Black heavyweight bag, Gortex cover & Black stuff bag. These are very difficult to get. Retail ... ... About Us | Contact Us Copyright 2000-2005, Army Surplus of Colorado (719) 597-0838 " Fax (719) 597 ...
    http://www.army-surplus.com/ss_store/used.html


    10. The Virtual Wall® - Charles Judge, SP4, Army, Short Hills NJ, 12Jul67 23E060
    ... Mark's dad used to drive into an Army Surplus Store on 42nd Street in NY to buy the stuff and then mail it to Mark in one of the "care" packages along with food items and stuff. The stuff Mark was ...
    http://www.virtualwall.org/dj/JudgeCM01a.htm


    11. Take A Bite
    ... oh, I know, Army Surplus stuff - combat's and para boots and the like for when you go off following some band or other all over the place. Yeah, that's it. TaB recommends German Army stuff which has ...
    http://www.vamp.org/zines/tab-1.html


    12. Army Surplus Sleeping Bag Hood | Deals on Army Surplus Sleeping Bag Hood!
    ... Hood Camo Sleeping Bag The Montana - Mummy Sleeping Bag w/ Stuff Sack The Colorado - Rectangle Sleeping Bag Original Kids Camo Sleeping Bags Fatigues Army Navy & Surplus Gear Co. An Authentic Online ...
    http://123.cheapestsleepi ...rplussleepingbaghood/


    13. Perretís Army Surplus and Outdoor Store, the Worldís Largest Online Army Sur...
    ... or Call Us at 1-800-386-7096. We have plenty of stuff not yet shown here. (But we are working on it ... ... new arrivals| specials| contact us Perret's Army & Outdoor Stores © 2005 | Privacy Policy ...
    http://www.perretsarmysurplus.com/conditions.php


    14. Our Favorite Links
    ... WESTERN CLOTHING & ACCESSORIES. WESTERN MUSIC. HORSE STUFF. WESTERN MADE CRAFTS. WESTERN FURNITURE. XTREMEcampsite Quality Army Surplus Hunting Gear! The Lowest Price, on Camouflage and Ghillie ...
    http://www.quickcinch.com/site/678906/page/173180


    15. Gizmodo - Security
    ... what I got! All kinds of goods from Irans army surplus. Wanna score some? How? Iran Electronic ... ... warefare. Youll actually find some great stuff on the cheap like encrypted radios, night ...
    http://us.gizmodo.com/gadgets/security/index.php


    16. Gr8gear.com - Federal Army & Navy Surplus - Military Surplus - Advanced Prod...
    ... Bags Bags >> Shoulder Bags Bags >> Stuff Bags and Ditty Bags Bandannas >> Flags ... ... Cart Is Empty Click Here To View Federal Army and Navy Surplus, Inc. is gr8gear.com Retail since 1917 ...
    http://www.gr8gear.com/in ...?PageAction=ADVSEARCH


    17. The Matazone blog » 2005 » June
    ... had finally become too worn out. There is an army surplus shop in town so we went and bought some new boots, a nice pair of British para boots. Lovely stuff. Obviously, I now no longer needed the ...
    http://www.matazone.co.uk/blog/?m=200506


    18. G4techTV.ca > Call for Help > Show Notes #233 ...
    ... THERE'S A LOT OR ARMY SURPLUS, SOVIET ARMY SURPLUS STUFF, $5.00. -- Andy: WOW. -- Amber: WHAT'S THIS LITTLE THING -- -- Leo: THAT'S, YOU KNOW THAT'S YOUR CHINSTRAP THERE. -- Amber: OH. -- Leo: SO YOU ...
    http://www.g4techtv.ca/ca ...233.shtml?transcripts


    19. REC.PYROTECHNICS FAQ
    http://www.pyropage.com/Misc/rec.pyro.faq.html


    20. JebRunquist.com - Some Imagination Required
    ... to settle for West Ed. I wanna check out the Army Surplus store while I'm there, just for good ... ... belts. He always spent his coin on the greatest stuff. 5:24 PM [+] ... Tuesday, March 18, 2003 Thanks ...
    http://www.jebrunquist.co ...runquist_archive.html


    21. handmade jewelry unique
    ... Im curious about this army surplus Handmade jewelry unique stuff, Morelli said. How You submit a bid to card the DRMO. If the bid gets picked up, youve got a week to haul your off the base. Which ...
    http://gordonsjewelrystor ...pe.dk/article955.html


    22. Army Navy Military Surplus
    ... Flags Gas Masks Military Medals Dummy Hand Grenades Zippo Lighters Militaria Genuine Army Surplus & Military Surplus Service Branches Marines Army Navy Air Force Police EMT/EMS Mens BDUs ...
    http://www.armynavymilitarysurplus.com/


    23. svl.doc
    ... for morale. Yes, that's right, you need some stuff you don't need for physical survival. Part of ... ... I inadvertently discovered a bit of trivia about Army canteens - they do survive freezing when full ...
    http://www.survivalprimer ...George_Riggs_Html.htm


    24. SoMA Review - The Stuff of Life - Karen Spears Zacharias
    ... out the old stuff. And the older we grow the more we value the old stuff. Like the footlocker that I bought at the Army Surplus store when I was getting ready to leave for college. It's sitting in ...
    http://www.somareview.com/stuffoflife.cfm


    25. Army Surplus Links - Armygear.net
    ... Gsm-Detection http://www.cb-security.com/ Spy Stuff Offers A Wide Assortment Of Investigative And ... ... style More Info As Low As: $12.98 Home | Army Surplus | Military Surplus Propper BDU | Navy ...
    http://www.armygear.net/ag/store/links2.html


    26. army surplus catalogs
    ... Globe Street ... www.zetatalk.com M P SURPLUS INC ARMY NAVY STORE M P SURPLUS INC ARMY NAVY STORE. NOVELTIES. ALL KINDS OF FUN STUFF. CARHARTT CLOTHING ... FLAGS, PATCHES, INSIGNIA, MEDALS AND OTHER ...
    http://www.military-direc ...surplus-catalogs.html


    27. Q & A
    ... It was lined with shops selling ex-army surplus electrical stuff. There would be all these men in grubby brown macs gazingly longingly into the windows at radio valves and cathode ray tubes. The sort ...
    http://www.thebritishbluesallstars.co.uk/q_&_a.htm


    28. Franchise Opportunity, Women's Fitness Franchises Boom!
    ... Earn $5 Per Envelope You Stuff - Start Now! www.homeworkmadeez.com Related Search Franchise Franchising Best Franchise Opportunity Restaurant Franchise British Army Surplus Garden Trellis ...
    http://directory.bestsupp ...ranchise+Opportunity/


    29. The Boat People
    ... There are two places you can usually find the "good stuff". The first is the olive green military tape carried at most decent army surplus shops (a.k.a "100 mph" tape). A second source is the ...
    http://www.theboatpeople.com/atr_repair.html


    30. surplus gun
    ... htm Other Results for surplus gun 9mm surplus ammo telecom surplus recovery surplus telecom distributor usps surplus vehicles discount military surplus army surplus stuff free military surplus ...
    http://www.win-gov-auctions.com/surplusgun/


    31. Welcome to Ontario Knife Company!
    ... following retailers: Brigade Quartermaster Knife Center of the Internet Ranger Joe Army-Navy Surplus Bud K Knife Stuff Steele Arms Liberty Company Cavalry Pro Knives Online US Cavalry A GI Jungle Store ...
    http://www.ontarioknife.com/catalogretailers.html


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